capital one venture card

How the Capital One Venture X Card Helped Me Travel Smarter (and Cheaper!)

Posted on by Amber M. Sherman

How the Capital One Venture X Card Helped Me Travel Smarter (and Cheaper!)

Before 2020, international travel was a regular part of my life. But like so many others, the pandemic put everything on hold. Prior to that I had just been on a multi-city trip that I planned myself. I hit up Lisbon, Brussels, Cardiff, and ended in London. It was amazing! I’ll never forget that trip – I planned it myself, and it even had a few stops to meet friends I haven’t seen in so long. But that was in March 2019!!! Far too long ago for my liking.

cardiff, wales
Cardiff, Wales Photo credit: Amber M Sherman


Aside from a trip to St. John in 2022 — which technically is the U.S. Virgin Islands and doesn’t count as international for U.S. travelers — I hadn’t been abroad in years.

By 2025, I was determined to change that.
I made it a personal mission to finally get back out into the world! I needed a real passport-stamping, new-culture-immersing adventure. And I knew that to do it smartly (and affordably), I needed the right travel credit card.

Being that I was someone that has made it their own personal mission to keep traveling for work, in my mind people where I’m from didn’t travel at all let alone all over the world.  Traveling for leisure seemed unattainable outside of traveling for work. I was from the lower east side of Buffalo, and I know quite of few people who never even leave the city…EVER! I finally wanted to feel like a traveling that got some benefits! throughout my life while I did work in travel I did a lot for leisure as well. But I never gained any points or miles. and after all these years I finally was able to get a flight all on travel points and credits!

And it wasn’t a fast decision to try and find the right card. I felt like I was searching endlessly, constantly comparing card benefits, and reading subreddits on credit cards.

After A LOT of research, I landed on a card I can honestly say I love: the Capital One Venture X.

It made all the difference — especially when I booked my first true international trip post-pandemic: Italy!

Why I Chose the Venture X (Over AMEX)

At first, I considered some American Express cards — they offer strong travel perks. And for some reason to fully understand all the AMEX card benefits it seemed a little chaotic. I felt like I couldn’t grasp all that the card could do even after talking to people who had the cards.

But one big problem stood out: AMEX isn’t accepted everywhere, especially in smaller towns and local shops.
Since I love exploring off-the-beaten-path places (not just big cities), I needed a card that would work almost everywhere.

Capital One Venture X, being a Visa, is widely accepted around the world, from tiny gelato shops in Italy to small-town gas stations during U.S. road trips.
That reliability gave me peace of mind — no worrying about whether I’d be stuck without a working card.

And honestly, Venture X didn’t just compete with AMEX’s perks — it offered even more practical value.

How Venture X Makes Travel More Affordable

Beyond being accepted pretty much everywhere, Venture X is packed with real money-saving benefits:

  • $300 Annual Travel Credit
    You get $300 back every year when you book through Capital One Travel — a huge help when planning big international trips like Italy. This was so lovely to get! Keeping in mind the annual fee – this takes care of that.

  • Global Entry or TSA PreCheck® Credit
    Why not take advantage? – I never wanted to get this until it was credited back to me on my card! It makes everything at the airport so easy!
  • 75,000 Bonus Miles
    Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. And this is easy to do when you transfer all your monthly cost that you’ll pay off anyway.

  • Priority Pass Lounge Access
    Airport lounges made my long travel days so much more comfortable — free food, Wi-Fi, and a quiet space to recharge.

  • Primary Rental Car Insurance
    When I rented a car in Italy to explore the Amalfi Coast, I didn’t have to pay for expensive insurance at the counter — Venture X had me covered.

  • Cell Phone Protection
    Traveling internationally without worrying about my phone? Priceless. Paying my phone bill with Venture X automatically gives me coverage for theft or damage.

  • Trip Delay and Lost Luggage Coverage
    Built-in protections that save me from having to buy expensive extra insurance.

florence
Florence, Italy. Photo credit: Amber M Sherman

Booking Through the Capital One Travel Portal: Real Savings

I’ll admit, I was skeptical about using a credit card travel portal at first. 
But Capital One Travel seriously impressed me. They were the same, if not better than the flights I i found on the airlines website directly, or Skiplagged, or Hopper.

When I booked my flights and hotels for Italy, I compared prices across Expedia, Google Flights, and direct hotel sites — and more often than not, Capital One Travel had the better deal. I honestly didn’t believe it at first. Plus when you book with Capitol one Travel instead of 2x points you get 5x points. So, I was sold! The points were adding up quick!

Final Thoughts

After years of staying close to home, finally stepping onto international soil again — and doing it in a beautiful place like Italy — felt like a dream come true.
But having the right card made it all so much smoother, easier, and more affordable.

capital one venture card
Venice, Italy. Photo credit: Amber M Sherman

The Capital One Venture X isn’t just a flashy travel card — it’s a smart travel card.
It helped me finally reach my goal of international travel again, without breaking the bank.

If you’re serious about seeing more of the world — or even just traveling better — this card is absolutely worth considering.
Sometimes the right tools aren’t just nice to have — they’re what make the journey possible in the first place.

Why Runners Shouldn’t Just Run – Runners Need Strength Training and Core Work

Posted on by Amber M. Sherman

Why Runners Need Strength Training and Core Work to Prevent Lower Back Injuries

run with amber runners shouldnt just run

I love running and it’s is one of the most popular forms of exercise, offering incredible cardiovascular benefits, mental clarity, and an unmatched sense of accomplishment. However, many runners experience lower back pain, and have no idea why – myself included. While factors like improper footwear and poor running form can contribute, one of the biggest culprits is a lack of strength training and core stability.This is why Runners need strength training and core work.

The Connection Between Running and Lower Back Pain

Running is a repetitive, high-impact activity that places stress on the spine, hips, and legs. Without proper muscular support, the lower back takes on more strain than it should, leading to discomfort and potential injuries. Weak core muscles fail to stabilize the spine, and underdeveloped glutes and hamstrings can cause imbalances that put excessive pressure on the lumbar region.

The Role of Strength Training

Incorporating strength training into a runner’s routine is essential for improving muscular endurance, enhancing performance, and reducing injury risk. Strength training strengthens the posterior chain (glutes, hamstrings, and lower back), which is crucial for maintaining proper posture and reducing strain on the lumbar spine. Key exercises include:

  • Deadlifts – Build overall posterior strength and reinforce proper hip mechanics.

I honestly was scared of these when it comes to my sensitive lower back. But that’s because I was doing them wrong. The focus should be felt in our glutes, and hamstrings depending on your posture. This is a really good reference that talks about all the variations and what they do. You do NOT have to do crazy weight like you see in every tik tok video. Start with just the movement and then add 5lb dumbbells and work your way up. Get the form first then add weight.

Runners Need Strength Training and Core Work

 

  • Squats/Lunges – Strengthen the lower body and core while improving stability.

There are so many squat/lunge options it’s very overwhelming when you think about all of them. I always thought that since I was running I’m already working on my leg muscles, I don’t need to work on my legs. But I was wrong. Work these muscles because firstly, you will become a faster runner! What runner doesn’t want that? Secondly, building your leg muscles helps support you while you’re running. It’ll help prevent injury.

This article shows you 36 options of squats and lunges. I would choose a couple working alternating legs, and with both legs. If you have any injury I would avoid any single leg workout till your strength is 100%. I know leg day is painful, but a lower back injury is more painful and puts you on the bench.

Runners Need Strength Training and Core Work

 

  • Glute Bridges – Activate and strengthen the glutes to support the lower back.

I have a sizable rear end and I avoided working those muscles in fear of it getting bigger. A lot of women have this exact fear – so you’re not alone. You want that big ear end to be muscle not just all fat. Glutes are very underrated when it comes to what it does for you while running. When your glutes aren’t strong the next place it tkes it stability from is the hips and the lower back. And thats exactly what happened to me. I learned the hard way. run with amber

I would start with 2 sets of 1 minute each. Slow, controlled and hold at the top for 3-5 seconds. If you want to elevate this exercise and want a more challenging options try the one leg glute bridge. Bonus with the one leg bridge it works your core as well!

Runners Need Strength Training and Core Work

 

The Importance of Core Work

A strong core is the foundation of good running posture and spinal stability. Without it, runners are more prone to excessive arching of the lower back, leading to pain and strain over time. Incorporating core exercises can help maintain proper form and prevent overuse injuries. And I think that right now there is a trend to strengthen your hip flexors as a runner, but you need to strengthen the surrounding ares as well.

Some of the best core exercises for runners include:

  • Planks (Front and Side) – Enhance core endurance and stabilize the spine. Hold for at least 30 seconds each. Make sure to do each side. If you want a longer workout do 3 sets 30 seconds each side. (Modified: to build to the low plank you can start on your knees)

Runners Need Strength Training and Core Work

Runners Need Strength Training and Core Work

  • Russian Twists – Improve rotational strength and balance. 3 sets of 10 is ideal

Runners Need Strength Training and Core Work

  • Bird Dogs – Strengthen deep core muscles and improve control. Holding each side for 10 seconds for a set of 10 for each side. Making sure to alternate.

  • Bridge Marching – Do for one minute, slow and controlled.

The 4 exercises above should take you about 7 minutes. Thats is not a lot to avoid lower back pain. I went through the lower back pain because I thought all I had to do was run and my lower back said absolutely not! And when your lower back says that – it’s usually when you least expect it. My moment was getting into a car. A CAR! And once I mellowed out the acute pain with rest, heat, and icing I started to do these core exercises daily and every day more and more pain went away. I consider this such a blessing.

Core strength is the basis for all coordinated and powerful athletic movements, basically ANY movement and it reduces stress on the joints.

 

Preventing Lower Back Pain for the Long Run

Adding strength training and core workouts to a running routine doesn’t just prevent injuries—it also improves running efficiency and longevity. Runners who prioritize these elements will notice better posture, reduced fatigue, and a stronger, more resilient body that can handle the demands of long-distance running.

So, if you’re a runner experiencing lower back pain or want to prevent it before it starts, don’t skip the weights or core work. I would do simple 7 minute core workout every day on days you run, and don’t. Do it first thing in the morning, or before bed. And at least two days of strength training. To be a great runner with less accounts of pain and injury runners need strength training and core work.

A little extra effort off the track will keep you moving pain-free for miles to come!

 

If you want a beginner running training program check this article out!

 

Is St. John Worth the Price? What to Know Before You Go

Posted on by Amber M. Sherman

Is St. John Worth the Price? What to Know Before You Go

St. John, one of the most beautiful islands in the Caribbean, is known for its stunning beaches, crystal-clear waters, and lush greenery. But is it worth the high price tag that comes with visiting? From expensive accommodations to pricey groceries, here’s what you need to know before planning your trip. And because I am gluten free we’ll talk about how challenging it was to not to eat on the island.

Getting to St. John

Reaching St. John requires some planning, as there is no airport on the island. Visitors typically fly into St. Thomas, the neighboring island, and then take a ferry to St. John. United has direct flights from Newark to St. Thomas. If you’re looking for a credit card for the best travel rewards – I have the Capitol Venture X card. I got $300 flight credit as soon as I signed up. I’ll have another post soon about finding the best travel credit card.

The ferry ride itself is relatively inexpensive, but depending on where you’re traveling from, the flights to St. Thomas can be costly, especially during peak travel seasons.

The ferry ride ticket for an adult is currently $8.15 from Red Hook (St. Thomas) to cruz Bay (St.john)Bags are going to be $4 each. It’s a few dollars cheaper when you reserve these ticket in advance. But also keep in mind you need a shuttle ride from St.Thomas Airport to the Ferry. This ride can be challenging for anyone that gets car sick. St. Thomas is hilly and there are many windy turns. The taxi/van shuttle can be about $15 per person.

Additionally, if you plan on renting a car, you’ll need to either rent one on St. Thomas and ferry it over or rent directly on St. John, which tends to be more expensive.

Even with a direct flight there’s a lot to do after  you get off the plane. I normally love the actual journey of getting to a destination, but the flight, then a van ride, and then a ferry is a bit much.
st john transportation

The Cost of Food and Drinks

Dining out in St. John can be an amazing experience, with plenty of restaurants offering fresh seafood, Caribbean flavors, and breathtaking views. However, these experiences come at a price. and a hefty one. Many restaurants charge premium rates, and while the food quality is excellent, visitors should be prepared for higher-than-average costs. Cocktails, beer, and wine are also marked up due to import costs, making nightlife an expensive affair.

I’m comparing this to an average restaurant out in the states. I live in the NJ/NYC area and I compared prices to what I experience. I’m originally from Buffalo, NY, so I have a range to compare to. I know a drink I have in Manhattan will not, and should not cost the same in Buffalo, NY. (That’s because rents and cost of living is way lower.)

For your average cocktail I know I will end up paying upwards of $18 in Manhattan – Which is crazy to think about!!! Specialty bars like the the Sunken Harbor club it’s around $20 per drink. It’s getting pricey to drink fancy, and those draft beers are looking more and more attractive everyday!

 

Some popular dining spots I visited:

  • La Tapa – A fine dining experience with incredible sunset views, very expensive, but the food is amazing!

You really can’t beat the views. If you and your partner went for dinner make a reservation days in advance if you can. (It’s almost impossible to find a place to eat dinner last minute in Mongoose Junction – where you’ll find most restaurants)

When you see their menu they do not show prices which is the first indication you will be spending a pretty penny. My partner and I order one cocktail each, appetizers, entree, and shared a desert and the bill was about $300. Which if you’re in to splurge go for it. The food ans service was so great. They were also very attentive to me being Celiac and Gluten Free. I also loved the aesthetic.

La Tapa St john

 

  • Lime Inn – A casual yet trendy spot known for its fresh poke bowls and creative cocktails.

This place is packed everyday! Also it seems they were understaffed anytime we walked by, and when we ate there. This restaurant was “ok” I can’t say I was impressed. We were sat at the bar when we went, but whether you’re at the bar or not you will be there for at least two hours.That’s pretty long for a taco place. The tacos average about $13 each. Usually in the states in any Mexican restaurant you get two or 3. I’ve been to many places in NYC where I will pay $15 for tacos but I get two pretty great tacos. So only getting one for $11-16 is kinda off putting. And we both didn’t really like one of our tacos. It was surprising to have dry meat at a taco place.

lime inn st john

The drinks were $14-$16 each. They were tasty, but I didn’t go for a 2nd. We shared guacamole, both had one drink each, with two tacos, and we paid about $85 for our bill. It was ok, but the wait was so long for a casual spot.

 

  • Morgan’s Mango – A must-visit for Caribbean cuisine with a variety of seafood and tropical flavors.

We really loved this place. We made a reservation, but it never went through because of spotty internet that happens on the island regularly. But we didn’t wait too long and luckily got a table because of a cancellation. The service was so great! Food was the best we’ve ever had on the island. They were very gluten free friendly, although they don’t advertise this. The owner has family that is Celiac that’s why a lot of the menu is gluten free. They have a cheese bread roll that is gluten free and so tasty! I also liked them because online you can see their prices, and you know what you’re getting into.

The average Cocktail is $17 and it’s not in a smaller class, or anything. It was a nice cocktail in a martini glass. Some other place have lower prices, but smaller glasses.

We each ordered appetizers, my partner had wine and I had a martini, entrees, and shared a desert each and out bill was just over $200. If I were to choose what to splurge on it would def be this restaurant over La Tapa. This resturant made me feel that St. John was worth the price

 

There are so many other restaurants that you can go to at mongoose junction, but few are gluten free friendly.

mongoose junction

Grocery Prices

If you’re planning to cook some meals to save money, be aware that grocery prices on St. John are significantly higher than on the mainland U.S. Since nearly everything is imported, essentials such as dairy, meats, and fresh produce come with hefty price tags. Many visitors choose to shop at St. Thomas’s larger grocery stores before taking the ferry to St. John, as it can save quite a bit of money. However, for convenience, there are a few markets on the island like Starfish Market and Dolphin Market, which carry a good selection of goods—just at a premium.

 

Recreation

There are many things you can do when you visit St. John. If you’re not into being on a boat it does limit what you want to do. There are many beaches to relax at, you could really spend your whole time visiting a new beach each day if you wanted to. Each one has a different feel. Of course you have those beaches that want to sell a cabana. These come at a pretty penny as well. For example a 4 person Cabana at Caneel bay is $800. This makes me say that St. John is not worth the price.

Also keep in mind that some beaches will charge you a day pass if you don’t rent a chair or cabana.

There are a lot of snorkeling options, and sun set dinner cruises as well.

I’m a runner and I love to run in destinations and let me tell you if you plan to run – it’s not a runner friendly place. Most islands aren’t, and I expect and accept that. There are no sidewalks, or running paths. So you’ll be taking a risk. Keep the ear buds out to stay alert for traffic. Be prepared for a lot of hills! I can usually crank our 5 or 6 miles, but this run was intense and uphill – I only did about 2 miles! Very pretty run for sure, but tough! And they humidity will def get to you.

running in st john

 

Final Thoughts: Is It Worth It?

St. John is undoubtedly one of the most breathtaking islands in the Caribbean, but the cost of visiting can add up quickly. If you’re looking for an affordable tropical getaway, this may not be the best option. However, if you’re willing to pay for the unparalleled beauty, relaxed atmosphere, and unforgettable experiences, St. John might just be worth the price.

 

gluten free bagel

Who Makes The Best Gluten Free Bagel in NYC?

Posted on by Amber M. Sherman

Modern Bread & Bagel – The Best Gluten Free Bagel?

I ordered from Modern Bread & Bagel with the intention of reviewing their gluten free goods, but I think this is going to turn into the Best Gluten free Bagel review. Continue reading “Who Makes The Best Gluten Free Bagel in NYC?” →

bootlegger Drink 2

10 Great Unique Bars to Visit in Cardiff, Wales

Posted on by Amber M. Sherman

The Bars You Need to Visit in Cardiff, Wales!

When I travel I know I love to see the bar scene.  And I know from my Studying Abroad Experience that not all bars are created equal, and Cardiff, Wales is the perfect example of this. There are so many bars, and not only are there a lot of options, but every bar is so different! 

Continue reading “10 Great Unique Bars to Visit in Cardiff, Wales” →

stretches for runners

10 Amazing Essential Stretches to be a Better Runner

Posted on by Amber M. Sherman

Stretches For Runners

Overall, stretching in any exercise program is super important. But when it comes to running, stretching prevents injury, helps with that post run pain, soreness, and ultimately makes you a better and stronger runner. Here are the essential stretches for runners that you should be doing.

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run with amber krumville bake shop

Review of the Completely Gluten Free Krumville Bake Shop

Posted on by Amber M. Sherman

Krumville Bake Shop: Celiac Safe!

The Krumville Bake Shop was a complete surprise to find! I’m always looking for completely gluten free bakery options! Finding one is hard enough and to find a few is amazing!

Krumville is a completely dedicated gluten free kitchen, with the owner being Celiac herself! It’s nice to know that fun fact. I feel like I like this place more because of it. I definitely trust them more that’s for sure.

Continue reading “Review of the Completely Gluten Free Krumville Bake Shop” →

run with amber running for beginners

How to Really Start Running and Love It for Beginners!

Posted on by Amber M. Sherman

Running For Beginners: An Honest Guide

I know it can seem overwhelming when you decide that you’d like to start running. You may have run years and years ago, or maybe this might be your first time considering running ever. This Running for Beginners Guide is for those folk who want to know an honest way on where to start.

Continue reading “How to Really Start Running and Love It for Beginners!” →

posh pop bakeshop gluten free bakery

The Fabulous Gluten Free Posh Pop Bakeshop

Posted on by Amber M. Sherman

I Can’t Believe Posh Pop Bakeshop is Gluten Free!

I’m always on the hunt for gluten free bakeries and NYC is like the bottomless abyss of treasures when it comes to the gluten free world. When I find a bakery with a few good gluten free items I am elated, but when I find a bakery entirely gluten free?! I feel like I’ve won the jackpot! Posh Pop Bakeshop is an entirely gluten free bakery and it really spoils us celiac, and gluten sensitive folk with such a variety of gluten free desserts.

Continue reading “The Fabulous Gluten Free Posh Pop Bakeshop” →

house and Giant Sequoia at Sequoia Crest

3 Unexpected Peaceful Places to Marvel at Giant Sequoias

Posted on by Amber M. Sherman

Where to See Giant Sequoias in Peace

Giant Sequoias are largely sought after trees. They are unlike any other tree, and you can’t find them just anywhere. These majestic giants are tourist attractions and when you finally reach them there can be some big crowds. I have 3 peaceful places you can be right next to them all by yourself.

Continue reading “3 Unexpected Peaceful Places to Marvel at Giant Sequoias” →

Senza Gluten baked Goods

How Good are the Gluten Free Treats from Senza Gluten?

Posted on by Amber M. Sherman

My Review of Senza Gluten Bakery

Being a person with Celiac Disease once we go gluten free it is very hard to find really good, tasty, satisfying treats. I use to eat a croissant everyday! How I miss those delicious, buttery, little guys. I’m always on the hunt for places that have a variety of gluten free baked goods, and I have to dig deeper to find the places that are exclusively a gluten free kitchen – where all they make is gluten free food. Senza Gluten is one of those places where regular wheat flour doesn’t even enter their place of business!

Continue reading “How Good are the Gluten Free Treats from Senza Gluten?” →

India kids run with amber

My Fascinating Experience in Goa, India as an American Woman

Posted on by Amber M. Sherman

An American Woman in Goa, India

There’s just something about India that drew me in, the colors, the way the women wear their jewelry, the saris, how they dance, and it could have been the glamour and mystery of the Hindu religion. I always had India as a place I wanted to visit, and I very much admired the people of India. India is a country unlike any other. I feel lucky to have visited there, and to have visited with someone that was a local. I saw India for all it’s beauty and for all it’s prejudices. Here’s what it’s like for an American woman in Goa, India.

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social distancing park

Social Distancing for Runners

Posted on by Amber M. Sherman

Running and Social Distancing

When Governor Cuomo said “If you want to go on a run, God bless you.” Music to my running ears! How do we go about going for our runs during this time of social distancing? Here’s how to go about running when we have to worry about social distancing.

Continue reading “Social Distancing for Runners” →

staycation

What You Can Do on a Staycation!

Posted on by Amber M. Sherman

Can’t travel? Well, let’s start your Staycation!

Sometimes you can’t always go on your dream vacation to a nice beach or that lovely historic city with so much charm. You’re stuck at home. And that sucks, but let’s make the best of your staycation! Here are some ideas for you to spend your time at home wisely.

Continue reading “What You Can Do on a Staycation!” →

cardiff, wales

A Weekend in Cardiff, Wales

Posted on by Amber M. Sherman

Visiting Cardiff, Wales!

I know it is the goal of many people to visit London, England one day. It’s sort of like the goal to one day visit NYC. You MUST go to NYC when you’re in the States, right? But there are more places in the USA than just New York City. As poor as an analogy as that is I felt extremely lucky to cross the pond to visit London, but came back a happier person because I visited Cardiff, Wales. I got to see a different side to the UK. I was able to breathe the best fresh smelling air I ever have, and I fell in love with the beauty of everything Cardiff.

Continue reading “A Weekend in Cardiff, Wales” →